New year, new money habits.
Hannah Chan claims she became a millionaire before the age of 30 — and now she’s dishing on how she got there.
TikTok user @realhannahchan — who has 180,200 followers and 3.3 million likes — has revealed her seven daily rules that made her rich.
She posted a video titled “Seven life rules that will make you a millionaire in your 20s” — which has racked up 735,000 views and 130,200 likes.
Chan shared that she quit her job at 23 years old and made her first million two to three years later thanks to these life hacks she learned from her mentors.
The first lesson is all about language.
“The language you use to speak about yourself is either a vitamin — or a poison,” she said.
She explained that a person’s subconscious can’t differentiate between the real and imagined when you speak negatively about yourself, so “never say anything about yourself that is not empowering.”
Next, Chan added that it’s important to change your “money mindset.”
“You have to truly believe that you are worthy of making more money before that ever becomes your reality,” she said.
Another rule the millionaire lives by: weaponizing your environment.
“Make small changes in your living space that help you normalize that next level of success.”
She elaborated on this in a follow-up video, explaining: “You can only grow as much as your environment will let you, kind of like a shark can’t outgrow the tank that it it’s in.”
Chan said weaponizing your environment is all about making small changes in your everyday environment.
Examples she gave included shopping for nicer groceries every once in a while, having a clean and de-cluttered living space, making bigger life changes that are out of your comfort zone, getting nice soap and having one or two ornaments that you believe represent wealth.
However, she clarified that this isn’t an excuse to overspend and it will all depend on individual budgets.
Chan went on to explain her “Be > Do > Have” rule.
“In order to have something like a million dollars, you have to first become the type of person that makes a million dollars,” she explained. “Just ask yourself: ‘How does that million dollar version of me think act and behave?’”
She said that another rule is to ask yourself if something is a cost or an investment when making a big purchase.
For example, a $2,000 handbag would be considered a cost while spending $2,000 toward furthering your skills is an investment.
Chan said that anyone who charges clients should be charging based on the result, not by the hour.
“Even if your hourly rate is really high, we still only have 24 hours a day, which means our income is always going to be capped,” she explained.
Her final rule is to “normalize losing friends.”
“As you level up, it’s a lot easier for the people around you to try to bring you back down instead of being inspired to work harder themselves,” she said.
She shared that every successful person she knows has lost friends — but it shouldn’t be considered a bad thing since new friends will come along who are on your same level.
People in the comments section were grateful for the life tips.
“#7 is exactly what I needed to hear,” one satisfied TikTok viewer declared.
“SIS DROPPING GOLD,” another exclaimed.
“Thanks for the inspiration,” one user wrote, while yet another chimed in: “I needed this.”
[Written in collaboration with other media outlets with information from the following sources]
